Should I use my health savings account/flex spending account for physical therapy in Kansas City?
05 November 2019 — Physical Therapy
Today, we're answering "Should I use my health savings account/flex spending account for physical therapy in Kansas City?"
Have you been struggling to find relief from pain? Don’t put off a physical therapy visit any longer.
The end of the year is a busy time at F.I.T. Muscle & Joint Clinic. That’s because many patients discover that they have met their health insurance deductible and are now eligible for paid-for or discounted medical services.
But what about non-traditional insurance plans such as HSA/FSA?
Sometimes, it’s up to employers to determine which expenses are covered under their HSA.
When it comes to physical therapy, however, IRS Publication 502 considers this a valid medical expense covered under valid HSA/FSA plans when it is deemed medically necessary.
So how do you know if your employer or insurance company will consider your physical therapy medically necessary? It may be necessary to get a doctor referral. Other times, it’s simply a matter of paperwork.
In order to properly file your physical therapy visits under your HSA/FSA, F.I.T. Muscle & Joint Clinic can provide you with any paperwork you need to submit any claims.
The best part about using your HSA/FSA for physical therapy is that, like other qualified medical expenses, these visits are tax deductible, which means you can actually save money on your care.
Get the care you need using your flex spending account in KC
At F.I.T. Muscle & Joint Clinic, we want to help you return to your busy, active life as soon as possible—feeling even better than before. By providing accessible service and personalized care plans, many of our patients tell us we’re on the right track.
If you need more information about using your HSA/flex spending account for physical therapy, please don’t hesitate to contact F.I.T. Muscle & Joint Clinic. We’re happy to be a resource to the Kansas City community to help you navigate the sometimes confusing world of physical therapy and chiropractic care.
You can also use our Virtual Consultation tool to discover which treatments may work best for the pain you’re experiencing.
*Check with your individual insurance company for more information about your deductible or your insurance coverage.